Managing The Retirement Income Portfolio: The Plan
The reason people assume the risks of investing in the first place is the prospect of achieving a higher “realized” rate of return than is attainable in a risk free environment… i.e., an FDIC insured bank account featuring compound interest. Over the past ten years, such risk free saving has been unable to compete with riskier mediums because of artificially low interest rates, forcing traditional “savers” into the mutual fund and ETF market place.Market Numbers Through 2017 – Not Quite As Impressive As You Think
The S & P has gained approximately 94% in market value over the past 18 years, or an average of less than 4% compounded, annually. So not so much to celebrate in the S & P either… at least not for the long term investor. A 4% per year income portfolio would have done better with much less risk.Don’t Make This Retirement Mistake
There’s one key number that you’re using to calculate your retirement and there’s a good chance that it’s wrong. Don’t mistake price for value. Here’s why.10 Common Myths Surrounding Fixed Deposits and Earned Interest
Though tax inefficient and not the best returns provider, Fixed Deposits (FDs) definitely deserve their own pie in your portfolio. This is one investment option which is simple, guaranteed, 100% liquid, monitoring free and risk free – all rolled in one. However simple you may think they are, there are many myths surrounding Fixed Deposits and the interest accrued from them. Let us remove some of those myths.Keeping Stock Market Performance in Perspective
The stock market has enjoyed an extended period of strong performance that dates back to the end of the last bear market in early 2009. While no one can predict the future, market strategists and analysts are suggesting that we could see some additional market volatility in the months ahead. So how do investors keep all of this in perspective while trying to manage their portfolios?