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Coronavirus Tests by country (17 April Update)




Is Retirement The End Of Life?

The shortcut to a happy retired life is to keep engaged in some activities. The avenues for staying busy are aplenty. One should choose an activity that satisfies the interests of self and other as well.

Pension Changes Could Limit Retiree Income

Two weeks ago the Treasury released proposed and temporary regulations in support of the Kline-Miller Reform Act. This could amount to be a huge blow to retirees who are counting on pension benefits to fund their retirement. These regulations allow for: – Reduction of benefits for current retirees – Increased Sponsor and participant contributions – Reducing early retirement subsidies The most glaring impact may be the ability of plans facing insolvency the right to immediately reduce benefits to no less than 110% of the PBGC guarantee, the maximum is currently $13,000 per year.

Non-Financial Tips for Retirement Planning

It is common for people to focus on the financial aspects of retirement planning. However, there are other considerations as you map out how you will spend these years.

A Business Promissory Note Trap – Disaster Avoidance

In 2010, Jason and Ralph Rogers, brothers, inherited a neighborhood bar when their father passed away. From 2010 to mid-2014 the neighborhood the bar was in transformed from a sleepy residential neighborhood into a booming apartment house community populated by young, upscale, educated, singles, and newlyweds.

Pension Freedom – The 7 Things You Need to Know

Whether you are saving for your retirement, or about to retire, the recent changes will give you more freedom, choice and flexibility than ever before over how you access your pension savings. PENSION FREEDOM IS HERE: The power to do what you like with the money you’ve saved for your retirement – no laws forcing you to buy an annuity and no government telling you what you and can and can’t do with your hard-earned cash. If you want to blow the lot on a sports car, the pension’s minister is quoted as saying “you’re more…

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