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COVID -19 Deaths in the United States, by State


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COVID-19 Deaths Worldwide, by country

You Shouldn’t Be Changing Your Retirement Plans Every Six Months

They say patience is a virtue, and probably one that doesn’t go over too well with me, you see, I’ve always thought it is an inhibitor to getting things done. Nevertheless, the other day I was talking to a friend of mine who frequents a local Starbucks near here, and he is indeed a registered financial planner and investment advisor. As we got to talking he reiterated to me that patience is a virtue, especially when it comes to retirement planning.

Income Creation Retirement Planning For People Close To Retirement

Creating your IRA income in retirement is much different than saving for retirement. The few years right before retirement and the few years right after retirement are crucial to your financial success in retirement. You have to make sure that you don’t lose any money by your investments going down right before or right after you retire.

Four Economic Truths About Today’s Retirement

There are four economic truths about our retirement that we can’t escape. No matter how well prepared we may have thought we were, it would have been very difficult to plan for some of the events that we now encounter as we proceed into our retirement years. However, that doesn’t mean that we are destined to live our retirement in “quiet desperation.”

Choosing the Right Retirement Financial Planner Makes All the Difference

Although your hairdresser may be a very nice person, they are probably not the right person to ask when trying to figure out your retirement plan. And yes, what they say about the wisdom of the crowd works in many cases, and perhaps your hairdresser does have a crowd of clientele filling up her appointment book. You see, if your hairdresser really knew that much about financial management, perhaps she would be cutting hair anymore, so there’s that.

Rebuild Your Retirement Income and Portfolio

Even if you are completely risk-averse and no longer want to take on the risks associated with higher yielding investments, you can still use your available cash to pursue growth opportunities as opposed to just holding onto a plain cash position that you draw on and deplete quickly over time. The first step to re-entering the markets and getting back on track with your short- and long- terms goals is to accept that the economic and investment environment is changing.

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