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History of the Ballon D’or award




When Is Opting Out of Auto Enrolment a Good Idea?

Auto Enrolment is not always the best way for employees to save for retirement. Read on for details of when opting out may be the most appropriate course of action.

7 Key Auto Enrolment Duties for Employers

By 2018, all UK employers will be expected to have an Auto Enrolment scheme in place. This article covers 7 of the key duties that each employer must complete in order to comply with the rules. 1…

Auto Enrolment – 5 Common Misconceptions and Assumptions

The National Employment Savings Trust (NEST) 2014 annual Insight report covered 5 common Auto Enrolment misconceptions, or assumptions, made by the businesses interviewed for the report. This article considers each misconception, explaining why each of these assumptions are incorrect and considers the implications to the employer. 1…

5 Auto Enrolment Cost Cutting Tips for Small Businesses

According to estimates from the Centre for Economics and Business Research (CEBR), average set up costs for businesses with less than 100 employees will be approximately 12,600 pounds and businesses with only one to four employees could still expect to pay a whopping 8,900 pounds. Employers will also have to pay contributions of 1% of their employees’ qualifying earnings rising to 3% by October 2018. On top of all this, there’s all the extra administration time, with reports of up to 33 individual administration tasks required to deliver each scheme.

Longevity Annuities – Don’t Outlive Your Retirement Income

There’s a new 401(k) investment option that can help to ensure you don’t run out of retirement income. It’s known as the 401(k) Plan Backstop and it involves the addition of longevity annuities.

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