Attending the School of Hard Knocks
Learning by Experience can be Tough, and the Tuition is High – Being a beginner in any endeavor is always challenging. The beginning note investor has many important decisions to consider and evaluate. Investing in mortgage notes and promissory notes is profitable when done correctly. Learning to do it right, the first time, is safer and cheaper than learning by making your own mistakes. The school of hard knocks charges a high tuition.Promissory Notes Investing-Superior Returns
Typical Investing Opportunities Pay Low Rates – The Federal Reserve has held interest rates down for several years. Most traditional invests-stocks, bonds and mutual funds– are paying 1.0% to 2.0% interest. To get higher returns non-traditional investing opportunities should be considered. For the small investor, mortgage notes and promissory notes are worthy of serious consideration; they can provide returns in the range of 6% to 10% with relative safety. They are available in various sizes and at various yields.Traditional Retirement Planning – Pros/Cons
Traditional retirement planning involves a number of different investment and saving avenues that cater to different types of individuals with different long term goals. From social security benefits and 401(k) plans to government pension plans and real estate options, the ideas involved with planning for retirement can often be overbearing for a family.How Lifetime Income Stemmed From Permanent Financial Changes
Through a combination of medical advancements and market turmoil from a deregulated financial system in the 1980’s, retirees started living longer than expected and financial hardships started taking place for big business. The combination of these events caused the pension to vanish, giving birth to the deferred compensation plan.How to Go Broke During Retirement in 5 Easy Steps
The number one fear of most people, is running out of money during retirement. As a CERTIFIED FINANCIAL PLANNING Professional, I have prepared hundreds of retirement plans over the years and in this article I will give you the top five reasons I see people fail during retirement.