Annuities Can Be Safe, Smart Choices for Wealth Protection
Annuities, often disparaged by traditional financial professionals, can actually be a safe place in which to store cash. Properly designed whole life insurance, combined with annuities, offer a safer alternative to Wall Street, especially for those nearing retirement. The key to planning with annuities lies in understanding how they work and having realistic expectations.Planning Retirement: Things to Be Prudent About
The retirement age for much of the world is between 60 and 65 years. Life expectancy remains, however, for much of the industrialized world well into the 70’s and in many regions well beyond 80.Question: Do You Have Your Buckets of Money?
Q: You know why Wall Street calls it your “nest egg”? A:They know that with one click of a computer button or one wrong move, and it will crack open and be gone.Learn the Right Investment Lesson From 2013
2013 was viewed as a very positive year by investors. The S&P 500 index (measuring large cap U.S. stocks) was up 32.39% for the year. However, the reality is most other asset categories didn’t come close to keeping up with the pace set by U.S. equities.With Higher Interest Rates Expected, How Have Bonds Responded?
Last fall, a Wall Street Journal survey of 50 top economists forecasted the yield on the 10-year Treasury bond to rise to 3.47% by the end of 2014. So how has the economists’ forecast panned out through January? How have bond investments responded?