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Top Cement Producing Countries 1960 to 2019


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Grow Your Savings With Tax Free Municipal Bonds

Many people do not see the advantages of bonds because in general the interest is taxed as ordinary income which can be up to 35%. This is more than twice the maximum for stock dividends which is 15%. Investors, however, can avoid paying federal taxes altogether on interest by buying municipal bonds. Additionally, if they buy them from in-state issuers, that is, local or state municipalities, they can avoid state and local taxes as well. For high income people the use of these type securities is a great tax planning tool.

Something You May Not Know About Employer-Sponsored Retirement Plans

Did you know that if an employer wishes to offer employees participation in a Roth 401k plan they are required to make a traditional 401(k) plan available as well? Well, to be a little more precise, the requirement of the traditional plan comes into play when employers make matching contributions. These matching funds must go into a regular plan which can then be rolled over into a Roth.

Tips to Plan for a Proper Retirement

Planning a proper retirement starts with a well disciplined saving plan. Think about it at the early stages of your lifetime so that you can retire peacefully. Believe it or not, everything is going to depend upon how seriously you take up saving money right from the beginning of your career. Don’t forget to save money for tomorrow’s peaceful living.

Retirement Redefined

For as long as I can remember myself working with clients on retirement planning, the word “retirement” has been banned!! Yes, clearly banned from the conversation. It was always replaced with phrases such as “second career”, “dream job”, “favorite pass time” but never retirement. You may wonder why I am so adamant about this. Well allow me to explain.

Three Simple Words For Retirement Success

In every single crisis, investors that held through the crisis came out better than those that panicked, cashed out and stayed out. Investing your wealth for retirement is like building a giant snowball over a lifetime. Keep rolling it along, wherever life takes you – through jobs, marriage, children, layoffs, new jobs – don’t stop rolling, and it will get bigger.

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