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Top Countries in Construction Value Added


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The Importance of Annuities

At some point of time during their working life, people begin to wonder about what they would do once they retire. This wondering also brings them to plan about their retirement – mainly with regard to how they would manage without an income, how they would arrange for healthcare as well as pursue other hobbies without affecting finances. Most of the planning however is directed to ensuring maintenance of the lifestyle they are used to now.

Which Pension Annuity Is Right for You?

A pension annuity serves you much better than a pension since it guarantees you an income for the rest of your life as long as you live. However, with so many different types out there, it can get a little confusing. This article tries to clear the air.

The Advantages of an Annuity

When you near your retirement, your company already gives you the option taking your pension as a lump sum or an annuity. However, did you know that your options don’t end there? You can now scout the market to look for providers other than your company to exchange your pension for an annuity.

Be Warned – Costs May Be Destroying 75% Of Your Retirement Investment Returns

Have you ever considered how much damage investment costs are doing to your retirement savings? Research has shown that advisers, product providers and asset managers are the ones who are getting the cake share while you are getting the crumbs.

How Your Annuity Could Get Affected

Pension annuities are a big deal, and you need to consider a lot of other factors that could affect your income. Overlooking these factors could mean that you are stuck with a deal that does not profit you, for the rest of your life. Therefore one of the first things you should really do is use a pension annuity calculator to understand how much annuity you will really need.

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